Foxie25's Personal Finance Blog

I think I finally have found myself in a situation that I can grow in. I really like my job, but I have to tell you that my insecurities take over sometimes and I feel inadequate. I know it is in my head but it is what it is! So I have set me monthly goals and have set a calendar of sorts to pay things off. Each by-week check that is acquired gets me closer to my goal. That is what keeps me going is that goal. It will be nice to breath and not owe anybody.

So the job is going ok. Last week they put me on their payroll at the same rate that I was making with the temp service. That's ok it's not bad and I can hang with it for a while.
I have sat down with pen and paper and planned out how our money is going to be spent over the next nine months. I have accumulated a pretty hefty credit bill. With all of my credit card charges and everything I bought we are looking at around 38,000. I am 400.00 away from my savings goal. I want it gone by December. Needless to say there is not going to be any huge purchases. I have a couple of birthdays coming up and a small trip but that should be all for the next couple of months. Disney in July and home in October if all goes well.
Pray for me it is going to be a long nine months.

Hey guys, good news on the work front, they want to buy my contract with the temp agency and bring me in full time. It's only been five weeks and usually it takes thirteen. I was so excited I went back to my desk and shedded a few tears. When they called me in the office I thought it was going to be the end, but to my surprise it was the opposite. How sweet it is! I am a happy camper!
So on to planning. This year will be paying off debt, next year it will be saving, and the year after that will be buying a new car. Let's see if I can stick to that. Hopefully I will be able to as long as our health stays the same both human and mechanical.

Well 4 weeks down. I went live Monday and it turned out to be not so bad. I didn't panic, I did have someone yell at me, that is typical for customer service, I had someone tell me my company was full of idiots because he couldn't get into our web site, and someone called and asked me about a medical issue. I was shocked(because we don't do anything medical) and had all I could do to keep from laughing! So it hasn't been so bad.
The fruits of my labor are helpping out s whole bunch. I expect by the end of the year we will be doin just fine. That is if our health stays the way it is.

So I have completed 3 weeks and have 10 more before I become permanent. Can't wait. Since I am in customer service I go live on Monday. I have the computer ordering part down. But am a little nervous about where to find things in the system, nothing is simple anymore. Screen hopping can take time and put some customers off. Oh well I will deal!
I must say that it has been hard getting use to being awake all day. Friday was the first day I felt alive, it's getting better as each day goes by. Got ta make it work!

So I got my first paycheck today. I sat down and paid all of the incoming bills plus my mortgage, with some to spare. I can't tell you what a relief that was! Next pay period I am going to attack the big credit card bill. That will take some time!
I am enjoying being back to work. I have 11 more weeks before they can make me a permanent fixture. Can't wait, my future depends on it.

So I made it past the first week. I really like what I am going to be doing. Everyone is really nice and seem to be as excited as I am for me to be there. There is a lot to learn, but believe me I am up for the challenge. I think I can sink my teeth into this one.

Since I am working through a temp agency I have twelve more weeks before I can become permanent, so I will be counting down the weeks.

Thanks for all of the sentiments.

So I just wanted to let you all know that I got the job and start next week. Experience over rulled age this time. I am so thankful for all that has been sent my way. It has been a long time comming. I've got a lot of plans for all the new found money. Going to buckle down and put as much as I can in the savings. I want to get our future more secure. Will let you know how it all works out.

I have been looking for a quilt for our bed for a couple of months. I went to Macy's and ran through the internet at different sites. Really could not find one I liked, however, when I did find one they were sold out or they were way to expensive.
So I have been hitting TJMaxx and Marshalls every once in a while. Just so happens that I was out to lunch with my daughter and stopped at Marshalls and finally scored.
Printed Quilt
Solid Quilt
2 pillow shams
set of sheets
mattress cover
all for 210.00. All the quilts I found previously were way over 100.00 for just the quilt.
I am tired of not being able to through my bedding in the wash. If I took my current comforter to the dry cleaner it costs 25.00 for them to wash it, so I took it to the laundry matt myself(it will not fit in my washer) and still cost 10.00 to wash and partially dry. I still had to bring it home and stick it in my dryer and run it 3 times before it was dry. So the option was to get something that can be washed easily.

So we talked last night. Communication has never been the problem, I am very capable of telling him how I feel, but he doesn't say much unless I ask him. He knows he is being distant, I told him that being together 24-7 is going to be a big adjustment. Also his medical condition is causing him to be a little depressed.
I told him that we will have to have something to do when he is done with work. Baby steps we agreed that we will join a gym. We also talked about the tv and that was a little bit of a discussion, he wants to watch the news in the morning and I don't turn the tv on until 1pm. That will have to be worked out.
I plan on taking some art classes so that will give me an out. However, if I get the position I interviewed for, that will change the spectrum. I will be working he will be staying home cleaning and cooking and waiting on me for a change.
Well we will see where this goes. It will be a challenge but we will get through it.

Retirement sucks! It's not just trying to get to the point where you have enough money, but it is the thought that you can be with someone 24-7.
On the weekends I have been watching my husband sit and watch tv for hours. So I get boared and fall asleep. When I wake up he is gone for a walk. What is that? Could have woke me up and asked me if I wanted to go, maybe! I have gotten to the point I like Mario a lot better, playing that entertains me more. So I woke up played Mario for a couple of hours then went for a walk myself. Thank God my daughter invited us for dinner.
He has always left activities up to me and now I am just tired of doing it. It would be nice if he would make the decision and invite me.
I really don't know if doing this on a daily basis is gonna work or not. I am scared that nothing will change and I will have to look at him as a fixture on the wall.
He has a year left of work and then what? It is time to have a sit down and see what we can come up with.

So I went to my interview the other day and it was perfect, good location, good money for the area, and the job is in my wheel house of experience. They also have great benefits, which is the reason for me going back to work. I have to wait for a week or so before they are going to make their decision. I am praying that they liked me as much as I liked them.

Gonna hang in there, once the decision is made it will ease the stress, and maybe my neck will stop hurting!

Today is a new day for me. I finally got an interview with good money and great location. The job itself is what my background is and I have years of experience. Hopefully I will be able to sell them on me.

This is the answer to my situation. Money to pay the debt I have incurred and insurance to cover me for the next six years. And of course to build my nest egg. It will relieve a great deal of stress.

Anyway, the interview is early this afternoon. I will keep you all updated to what happens.

So my husband is doing better. He gets up everyday and goes to work. I on the other hand am feeling lousy that I am not contributing to the fund of getting old. We have gone through what we have and is it enough, who know's? At this point I have registered with five temp agencies and am not getting anything. Just a little depressed. Sometimes I think they advertise jobs they don't have. I wonder if that is illegal? False advertisement! Oh well it is what it is. I am on a tight budget and am watching every penny. I have got a lot of occured debt and have a about a year to get it paid off. Wish me luck!

So my husband had a shot of cortisone in his right hip, the second one. The first didn't take. It was either do it again or surgery. The Parkinsons is affecting his right side only. When his hip started we weren't sure if it was the Parkinsons or something else. Sounds bad but we were lucky it was something else. To put it in laymen terms, his washer was tearing away from the hip socket. We elected to try the shot because this is a new year and we have a high deductable. So far so good, it seems to be easing the stiffness and the pain.
So we keep marching on and getting closer to retirement. I am 4 years younger than him and if he retires in the next year or so I am left without medical insurance for several years. And that is no joke. The insurance costs are ridiculous, let me say that again, INSURANCE COSTS ARE RIDICULOUS!!!!!!!

So, this is a first of many. My husband has Parkinsons and is able to still work. How much longer is up in the air! One of the things I wanted to do is to take our grandchildren to Disney before he retires or becomes disabled.
I have been laid off for a year. I deffinately want to contribute to the situation but at my age it is difficult to find anything out there. I have contacted 5 different temp agencies but no one has anything.
I suppose we are better off than some. As long as I watch what I spend I think we can handle the situation.
We recently moved into a smaller home so that is a help. I just finished adding all of the things on to the house that will make it comfortable for us. The last thing I would like to do is get rid of my four poster bed and get a lower bed for my husband. That will have to wait until the next year, but then I will need a new car. It just keeps adding up.